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Franchisees who partner with Gallagher's Franchise Insurance Program benefit in many ways beyond receiving quality insurance coverage. The following are a few of the programs and services available that will help take your business up an octave.

Specialty Coverage Expertise

As part of the Gallagher Franchise Insurance Program, you will have access to insurance coverage for specialized areas of exposure, allowing us to tailor the franchise insurance package to your needs. Gallagher's agents who have extensive knowledge and expertise in their niche will work closely with you throughout the process to help you make the best decisions for your business.

  • Experienced agents knowledgeable
    in specialty lines of coverage
  • Cyber Liability
  • Errors and Omissions
  • Director's & Officer's
  • Professional Liability
  • Abuse and Molestation
  • Liquor Liability
  • Employment Practices Liability
OnTheMark Work Comp

A workers' compensation solution designed specifically for the needs of small- to medium-sized businesses, OnTheMark Workers Comp calculates premiums based on "real-time" payroll and requires no down payment or deposit to bind coverage. Learn more at

  • Zero Down
  • Premiums Based on Real-Time Payroll
  • Eliminates Down Payments to Bind Coverage
  • Minimizes the Work Comp Audit Process
  • Saves Premium by Receiving Work Comp
    Quotes from Multiple "A"-Rated Carriers
HR Advantage

HR Advantage is a partner program of Gallagher's Franchise Insurance Program that assists in developing and producing an employee handbook to answer employee questions, reduce lawsuits and more.

  • Answers Employee Questions
  • Documents Employer Expectations
  • Helps Limit Legal Liability
  • Reiterates the Employer/Employee
    Relationship (At-will)
  • Focuses on your Mission, Vision and Values
  • Encourages Uniformity
Toolbox Talks

A safety information source, Toolbox Talks provide franchisees with a wide range of best-practice guides on how to talk to employees about safety.

  • Best-Practice Publications on Safety
  • Wide Range of Industry Specific Safety Topics
  • Easy to Follow Step-by-Step Lessons
Agility Recovery

Agility Recovery is a disaster preparedness program that offers a step-by-step guide to developing a disaster recovery and continuity plan. In addition, it offers emergency notifications with preparedness checklists and other resources before foreseeable emergencies, guaranteeing your franchisees have the information they need, when they need it.

  • Comprehensive Continuity and
    Disaster Recovery Tools
  • Emergency Preparedness Notifications
    Before Foreseeable Emergencies
  • "My Agility Family," a Personal Continuity
    Planning Tool is Made Available Free