Business Insurance for When You Need It
Take one worry off your plate when you protect yourself with the American Culinary Federation Business Insurance Program, delivering exclusive business insurance solutions designed specifically for your needs and exposures.
You will benefit from competitive pricing, superior customer service, and a sales team dedicated to American Culinary Federation members.
Gallagher Association Solutions is committed to serving the needs of your business and bringing you quality customer care. Call today or complete the form below to take advantage of the American Culinary Federation Business Insurance Program.
Business Insurance Solutions
Property coverage protects your business owned property against physical damage and/or theft. The property coverage also includes “equipment breakdown” coverage on all office equipment, baking equipment, and appliances were the damage to occur from “electrical arcing”/”lightning.” This portion of the policy would also include business interruption coverage if your property were to incur physical damage preventing your business from operating.
General Liability provides coverage were a third party to bring a suit against your company claiming negligence which caused them property damage, bodily injury, personal injury, and/or advertising injury.
Commercial Auto provides full physical damage coverage to your business owned vehicle. The coverage would include $1,000,000 auto liability and a $1,000,000 limit for hired/non-owned auto liability.
Workers’ Compensation protects your entity of being sued by an employee who was hurt on the job. It also provides medical, disability, and loss of wages to an employee who was hurt on the job.
Cyber liability coverage, also called Data Breach Coverage, offers protection to your business in the case of a data breach in which customers’ personal information is exposed or stolen. This can also provide coverage for stolen electronic devices such as laptops, tablets, and cellular phones.
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Commercial Umbrella coverage is purchased to provide liability in excess of the general liability, auto liability, and workers’ compensation policy limits.
Employment Practices Liability Insurance provides coverage were an employee to sue the employer claiming harassment, discrimination, and/or wrongful termination. It also provides defense in EEOC wage and hour disputes brought by an employee.
Better Coverage at Better Premiums | Superior Customer Service
Streamlined Dedicated Claims Support & Claims Advocacy
Coverage Specialized for the Food Service Industry